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View Roger Clark aka Rex's profile

Getting Screwed Legally

by Roger Clark aka Rex
posted 09-10-2010 04:31 PM


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83 replies so far

View helluvawreck's profile

helluvawreck

32086 posts in 3405 days


#51 posted 10-19-2010 03:20 PM

Topmax, another question might be why don’t ‘they’ lower your property taxes when the appraisal goes down?

-- helluvawreck aka Charles, http://woodworkingexpo.wordpress.com

View Roger Clark aka Rex's profile

Roger Clark aka Rex

6940 posts in 3973 days


#52 posted 10-19-2010 03:52 PM

helluvawreck:

The answer is that County property tax appraisals are legally NOT required to be based on actual property worth – check the fine print :-( I asked the same question at the tax office – that’s the answer I got.
I too inquired why in a year when property prices from the Feds figures show a drop in value of 22.5%, but the County value goes up by several % points. As I said – Legally Screwed.

-- Roger-R, Republic of Texas. "Always look on the Bright Side of Life" - An eyeball to eyeball confrontation with a blind person is as complete waste of Time.

View helluvawreck's profile

helluvawreck

32086 posts in 3405 days


#53 posted 10-20-2010 02:43 AM

I don’t ever read the fine print. What’s the point? I don’t rule the world – they do. If I need a loan to buy a home then sign the papers. This bank’s got fine print and so does that one. I just make the payments on time or else. In my own lifetime there was a time when you went and sat down with the president of the bank and he was in control. You could look him in the eye and shake hands when you closed the deal and what he said you could bank on – so to speak. I don’t see that you have anything to bank on with a bank nowadays. The world that I grew up in no longer exists. I get by as best as I can and stay clear of rough waters as best as I can. With the Lord’s help I’ll get by until it’s time for me to be called home and it will be a better place than this one.

The government will charge whatever it needs and that is the end of that.

-- helluvawreck aka Charles, http://woodworkingexpo.wordpress.com

View TopamaxSurvivor's profile

TopamaxSurvivor

18706 posts in 4214 days


#54 posted 10-20-2010 05:51 AM

They actually did here a year or so ago, but the accessor says he is going to start valuing the land higher to put them back up ;-((

-- Bob in WW ~ "some old things are lovely, warm still with life ... of the forgotten men who made them." - D.H. Lawrence

View TopamaxSurvivor's profile

TopamaxSurvivor

18706 posts in 4214 days


#55 posted 10-20-2010 05:56 AM

The Founding Fathers have probably rolled many times when they see what kid of a mess we’re in There is no doubt about it!! They would never approve the whores in Congress that have sold out to the highest corpo bidder ;-(( Trust me on this, my second cousin a few times removed, Roger Sherman, was the only man to sign the Articles of Confederation, The Declaration of Independence and the Constitution. He, Madison and John Vining wrote the Bill of Rights too :-))

-- Bob in WW ~ "some old things are lovely, warm still with life ... of the forgotten men who made them." - D.H. Lawrence

View helluvawreck's profile

helluvawreck

32086 posts in 3405 days


#56 posted 10-20-2010 01:27 PM

“The Founding Fathers have probably rolled many times when they see what kid of a mess we’re in “

Topmax, you can say that again.

-- helluvawreck aka Charles, http://woodworkingexpo.wordpress.com

View TopamaxSurvivor's profile

TopamaxSurvivor

18706 posts in 4214 days


#57 posted 10-20-2010 07:13 PM

mainah originated it. They are no doubt wondering what went wrong, no, they predicted it would self-destruct when the feeding frenzy started at public expense.

-- Bob in WW ~ "some old things are lovely, warm still with life ... of the forgotten men who made them." - D.H. Lawrence

View traupmann's profile

traupmann

124 posts in 3325 days


#58 posted 10-20-2010 08:43 PM

Another take: I don’t like taxes anymore than anyone else, but what fries me is what we are complaining about. We are complaining about paying for the government, yet we easily plunk down $20 bucks for a CD that cost only a few cents to make. I call it “fun-tax”. We are lining the pockets of a singer who is pumping drugs in his veins or buying his sixth mansion. We are bitching about spending 8% more to fund education, roads, and police protection, while a bunch of kids are getting much more of a cut for singing.
This goes for videos, shampoo, pop-tarts and everything overpriced from it’s ingredients. Just look at the Linsey Lohan foolishness. She is getting tons of money from movies none of us can even name. Look at the Parade “what people make” next time it is out, and look what entertainers of all stripes get paid versus what police, teachers, and grader operators make; we are objecting to paying these people. Government needs a new word for tax, Perhaps the police should start selling their services – like the firemen in Tennessee?
Buy a saw blade or a router bit, and you are paying next to no fun-tax. Go to Walmart, and you are paying China-tax (no-regulations), which is where we have erred. A level playing field of environmental laws, labor laws, consumer rights laws would make chinese goods just as expensive as US.

Sorry for the rant, there is much more to all this, but I think you can see the message

-- chas -- looking for Serta sponsorship to go Pro...

View TopamaxSurvivor's profile

TopamaxSurvivor

18706 posts in 4214 days


#59 posted 10-21-2010 01:19 AM

thanks traupmann, I was beginning to feel lonely :-(( Thought I ws the only one w;ho figured it out :-))

-- Bob in WW ~ "some old things are lovely, warm still with life ... of the forgotten men who made them." - D.H. Lawrence

View surfin2's profile

surfin2

51276 posts in 3674 days


#60 posted 10-28-2010 06:10 AM

No one said anything about paying more for insurance if you have bad credit!

Q.V.C. sells 95% made in china the other 4.9% is still foreign…

Harley Davidson is considered the only American made Motorcycle…
What a joke… There isn’t one American made part one the bike…
That’s called American assembled foreign made…

-- Rick

View TopamaxSurvivor's profile

TopamaxSurvivor

18706 posts in 4214 days


#61 posted 10-28-2010 08:37 AM

Since October of 2000 through 2009, USDA lost 5.5 million manufacturing jobs. At the current rate this year, we will loose another 1/2 million this year. I heard on the radio yesterday, that the US does not have much influence at the G-20 meeeting. The dollar loosing 40% of it’s value since 2000, trade deficiet and foriegn debt will probably push it lower. Our big eared president saying deficet spending didn’t matter may have been wrong :-((

-- Bob in WW ~ "some old things are lovely, warm still with life ... of the forgotten men who made them." - D.H. Lawrence

View RandyMarine's profile

RandyMarine

236 posts in 3907 days


#62 posted 10-28-2010 08:56 AM

your first story holds true…however the secod not so much. That 22 and a half percent is a nation wide average. Here in Syracuse where i live, our values never went up during the real estate boom because of our depressed area the real estate bandits never tried inflating the prices. My property has actually gained value over the last 3 years(not much but I can still sell for more than I paid and my ouse is not a dump). If you lived in LA your house could have lost 50%...sorry that’s the math. For once living in this sh!thole paid off.

-- Semper Fi, Randy Sr.

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antmjr

262 posts in 3722 days


#63 posted 10-28-2010 02:38 PM

Italy is one of the most corrupted countries in the world: be happy, think of those Italians like me who suffer from the total lack of justice in their own country.

-- Antonio

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Radu

333 posts in 3582 days


#64 posted 10-28-2010 03:27 PM

deleted

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Radu

333 posts in 3582 days


#65 posted 10-28-2010 03:51 PM

deleted

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RalphBarker

80 posts in 3308 days


#66 posted 10-28-2010 05:23 PM

One of my favorites is the way local governments in my area “sell” bond issues by saying they won’t increase your taxes. In these cases, the new bond is replacing one that is expiring, so taxes would go down, absent the new bond.

View Gene Howe's profile

Gene Howe

11870 posts in 3967 days


#67 posted 10-28-2010 05:55 PM

This is not political, simply shining a light on the reality of the situation.
Taxes and costs attributable to govt. regs and laws are extortion….. ultimately, at the point of a gun.
However, the purchase of overpriced goods and services is a choice.

-- Gene 'The true soldier fights not because he hates what is in front of him, but because he loves what is behind him.' G. K. Chesterton

View shipwright's profile

shipwright

8399 posts in 3336 days


#68 posted 10-28-2010 07:01 PM

The work of governments must be done. Police forces and fire departments must be paid. Roads must be maintained, etc, etc, etc. In times of low revenues from all tax sources governments still need to provide services.
Yes, I’m Canadian but our system is not unlike yours in this regard. The usual thing that happens here is that if property values drop but the local government is unwilling or unable to cut services, they change the mil rate so instead of paying $5000 tax on $500,000 value at a 1% rate you are now paying $5000 tax on a $250,000 value at the new 2% rate.(arbitrary numbers for clarity)
The real debate about taxes IMHO is what they’re spending them on. I’m all for paying taxes if I’m getting value for my dollar but I have to shake my head sometimes at the way they spend taxpayers’ money.

-- Paul M ..............the early bird may get the worm but it’s the second mouse that gets the cheese! http://thecanadianschooloffrenchmarquetry.com/

View traupmann's profile

traupmann

124 posts in 3325 days


#69 posted 10-28-2010 08:17 PM

RandyMarine: I live in LA and yes my house is 1/2 of what it was 3 or 4 years ago, but still twice what I paid for it ten years ago. There isn’t much land being made with the weather we enjoy. Fortunately unlike many places, our property taxes are held in check. My cousin in Wisconsin pays more property tax than I do for a home worth substantially less. Of course we pay a substantial income tax and a high sales tax.

Like many of you I am concerned about where my tax money goes, especially because the government in the US cannot find much of it. But why are we not so concerned about the profit of the banks that pay exorbitant bonuses. How many of you have withdrawn your money from the big banks and moved it to your local credit union, or small bank?

If any of you are interested in this topic and who rules america (click the link)

-- chas -- looking for Serta sponsorship to go Pro...

View Gene Howe's profile

Gene Howe

11870 posts in 3967 days


#70 posted 10-28-2010 08:58 PM

We’ve been with our little CU for 30 years. Very easy to negotiate with.
We’ve paid property taxes for longer than that. Our assessors office doesn’t negotiate. Not with me, anyway.
I really can’t quarrel about how our county taxes are used. And, our RE taxes are low, especially compared to other areas. That doesn’t negate the fact that they are collected at the point of a gun. If I refused to pay and tried to stay on the property, folks with guns would force me off.
My dad always said that no one truly owns their home.

-- Gene 'The true soldier fights not because he hates what is in front of him, but because he loves what is behind him.' G. K. Chesterton

View DrDirt's profile

DrDirt

4592 posts in 4280 days


#71 posted 10-28-2010 10:05 PM

The things that Chap my hind end are when we hear of all the cuts…while in fact spending has increased. It is that someone asked for an additional 200K for next years budget but only got a 50K increase and they go screaming about the 150K that was CUT from their budget.

To keep the impetus for this crap up…whenever there is a shortfall in revenue, it is ALWAYS the battle cry that we will have to Release violent criminals onto the streets and lay off Teachers, Firemen and Police. Never that Perhaps the City Manager of a 50,000 person ‘town’ isn’t really worth 800K/year (Bob Rizzo in Bell, CA).

Education funding – I have three kids in Elementary ~500 kiddo’s.
There are 61 Employees, just at the school. Only 17 are classroom teachers. The rest are Aides, Paraeducators (assistants) Sociologist, 2 school psychologists and on and on and on.
I recognize we need a janitor, principal, librarian, lunch ladies etc. But there are 44 Staff to “Help” 17 teachers. Really a 2.5 to 1 ratio!! Then add in the downtown staff and superintendants and their whole staff and I see that EDUCATION really stinks – but there is a lot of fat in the schools that should be cut without laying off a single teacher. Yet it is still never enough. Frankly some of these ‘sacred cows’ should be examined without people screaming about how it is ‘for the children’
Too many teachers have chosen their profession for Summers and all holidays off, and tenure. There are some amazing teachers…. there are some amazingly Shitty ones too, but all are untouchable unless they molest a kid or shoot somebody.

OH and it is now part of our School Districts RESPONSIBILTIY -
School Breakfast and Dinner
School Lunches during the Summer… so staff the cafeteria and feed the kids all summer.
Provide backpacks full of food on Friday so kids eat over the weekend.
Free daycare center at the highschool

Each program can have its merits, but why aren’t summer meals in the Welfare/food stamp category rather than SCHOOL FUNDING!
Why is the Highschool Principal responsible for hiring and firing daycare workers at the site.
Why is the school deciding whether to get new classroom equipment like a Sawstop for the woodworking program, or an outdoor jungle jim for the daycare….then we complain that No Child Left Behind is too hard to implement.

-- “The two most important days in your life are the day you are born and the day you find out why.” Mark Twain

View dusty2's profile

dusty2

323 posts in 3967 days


#72 posted 10-29-2010 02:09 AM

I hope they gave you the gift card back, jackass, with a balance remaining.

-- Making Sawdust Safely

View TopamaxSurvivor's profile

TopamaxSurvivor

18706 posts in 4214 days


#73 posted 10-29-2010 02:49 AM

traupmann That link cites a lot sources, but it does not cite the census bureau. If it is true for the narrow period listed, adding another decade at the bottom end would surly shift the conclusion dramatically in favor of the top 1%. It ws in the 80s when Michael Milkin introduced corporate asset raiding and junk bonds to America.

BTW, definition for political statement: “The term political statement is usually used to refer to any act or non verbal form of communication that is intended to influence a decision to be made for or by a group.” Therefore, citing historical and economic facts is not a political statement. Those who feell a need to police could work on getting gloats off the project pages. A while back, there was one on every page for a short period ;-((

-- Bob in WW ~ "some old things are lovely, warm still with life ... of the forgotten men who made them." - D.H. Lawrence

View TopamaxSurvivor's profile

TopamaxSurvivor

18706 posts in 4214 days


#74 posted 10-29-2010 03:56 AM

I am thinking about putt8ingit up for sale by owner. If I don’t get any offers, it is obviously not worth that mcuh :-) My wife doesn’t want me to do it :-(

-- Bob in WW ~ "some old things are lovely, warm still with life ... of the forgotten men who made them." - D.H. Lawrence

View traupmann's profile

traupmann

124 posts in 3325 days


#75 posted 10-29-2010 04:40 AM

TopamaxSurvivor: The period is 1922 to 2007, check out Wealth, Income, and Power <—the most enlightening portion of the site.

-- chas -- looking for Serta sponsorship to go Pro...

View LocalMac's profile

LocalMac

281 posts in 3944 days


#76 posted 10-29-2010 05:31 AM

The answer to all your problems is simple…move to North Dakota. We’re perfect. : ) Quick comment about car insurance- I don’t mind paying for mine. If I’m in an accident regardless of who’s at fault I get 300k in medical bills covered and 100k for each person in my car. Since hospitals are the biggest crooks of all (even the “non profit” we have here) I feel better knowing I have that coverage.

-- Don't tell her I'm in the shop!

View TopamaxSurvivor's profile

TopamaxSurvivor

18706 posts in 4214 days


#77 posted 10-29-2010 05:43 AM

I saw that chart. I don’t have any idea how they came up with it, but I do not believe it. During the 80s and early 90s, the biggest transfer of wealth in the history of the world occurred. 40% of the public equity market was transferred into private hands in the form of compensation and bonuses for upper management of corporations. Share holder’s votes to try to stop it were ignored by management. One of the biggest issues was institutional investors reluctance to join the private share holders in the efforts.

If you look at the dot com bust years at the turn of the 21st century and after, the numbers are largely stable. During that period, millions of Americans lost the majority of their retirements due to Wall Street shenanigans. As Henry Blodgent of Merrill Lynch said in his infamous email, sell the fools garbage for $200 a share. They did, even though Merrill’s CEO went on PBS’s Wall Street Week with Lewis Rukyser to say it was just a few employees joking around. NY Atty Gen, Elliot Spitzer, exposed 16 of the nations 17 largest brokerage houses to be engaged in criminal activity. He even exposed the squeaky clean Mutual Fund industry as conducting fraudulent trades in the normal course of business. The day he exposed Putnam, the State of Massachusetts pulled their state pension funds that were under that Mass. Firm’s management. That was over 10$ of the assets they managed. Richard Strong was ultimately banned from the securities business for life. His mutual fund company had been valued in the billions and he sold to (I think Wells Fargo) for about 100 million.

When you look at the values of assets lost by the public in the last few years, That chart calls into suspect its own credibility. It looks more like Koch Brothers propaganda than fact. I really have to wonder how much longer people will vote those who support outsourcing all industrial production? How bad will it have to get before they wake up to FAIR TRADE policies.

It has been claimed that isolationist policies were a cause of the Great Depression. At that time, out exports only accounted for about 5% of the economy. How could 5% account for taking the other 95% down? The cause was the same as it was back then. Unregulated monopoly economic policies. 35 years of companies eating other and lack of anti-trust enforcement caused the bubbles just like they did in the 19th century and early 20th centuries.

-- Bob in WW ~ "some old things are lovely, warm still with life ... of the forgotten men who made them." - D.H. Lawrence

View TopamaxSurvivor's profile

TopamaxSurvivor

18706 posts in 4214 days


#78 posted 10-29-2010 06:15 AM

Interesting you should say that LocalMac. North Dakota has a state banking system chartered in the 30s. It does not have a lot of the problems caused by the multi-national banks out from the regulations of Glass Seagall and are too large to fail. IMO, we would be a lot better off if we had let them fail and divided them up rather than make them bigger.

-- Bob in WW ~ "some old things are lovely, warm still with life ... of the forgotten men who made them." - D.H. Lawrence

View Popsnsons's profile

Popsnsons

416 posts in 3520 days


#79 posted 10-29-2010 06:29 AM

Or, you could just have ALLSTATE…You’re in good han..; ooops did I just drop something.

-- Pops ~ In So Cal...

View Knothead62's profile

Knothead62

2600 posts in 3499 days


#80 posted 10-29-2010 02:27 PM

Check with different insurance companies. See if their premiums go down when the value depreciates.

View SteviePete's profile

SteviePete

226 posts in 3841 days


#81 posted 10-29-2010 03:12 PM

As above….get the facts on valuation, objection process and how equalization is done. Taxes are only a small part of what we should be doing to pay back our society. We have responsiblity for those who can’t take care of them selves. My father, Uncles and myself are veterans. We are proud of our service and the service of all others. This service has given America safety and stability within our borders we enjoy today. I get something for every tax I pay. Educated children—ready for the future employment picture, services for safety and civility, the luxury of a retirement where my pension and SS is sufficient to stay in my house, provied everything I need, including wood, tools and the time to keep myself busy.With our gratitude and votes our elected officials are given the power to control the benefits we demand. Hold them accountable but be reasonable.

Take a deep breath. Go to the shop, plane a small board square. Keep it up until your gratitude exceeds your need to bitch. A positive mental attitude helps you live longer. Long live the King of the Shop. Godspeed.

-- Steve, 'Sconie Great White North

View Gene Howe's profile

Gene Howe

11870 posts in 3967 days


#82 posted 10-29-2010 03:33 PM

Dave Nesting,
Wife and I worked within school systems for 37 years. What you say is so true.
Our solutions are to first eliminate all mandated programs that are only peripherally related to “read’n” and “write’n”, and second, allow all teachers to negotiate their individual salaries and working conditions.
There is a lot more that could be done to improve the situation, but much too arcane and boring for discussion here.

-- Gene 'The true soldier fights not because he hates what is in front of him, but because he loves what is behind him.' G. K. Chesterton

View DrDirt's profile

DrDirt

4592 posts in 4280 days


#83 posted 10-29-2010 03:54 PM

Thanks Gene – I’m probably fired up because the first quarter just ended and we went to teacher Conferences last week at elementary and Middle school.
The elementary has 2 Kindergarded, then 3 each grades 1-5. Since I have 3 kids now in 2, 4, and 6th grade
we have had both Kindergarden teachers, all three 1’s grade all three second grade, 2/3 of third grade 2/3 of fourth grade and 1/3 of the fifth grade teachers…and there is a big spread in both quality and enthusiasm.

Of course our state just jacked the sales tax by another 1% and the city by 0.5 so now sales tax is 8.5% versus 7%.....and the reason given to reporters by our representatives, was that “cuts would be too unpopular.”
But Hey we just put in a new waterpark and on Tuesday we vote on another 0.25% onto the sales tax to fund a 27Million dollar ‘River Walk’

Stevie must be lucky or have good local government, because I do NOT feel that i have gotten something for EVERY tax I pay

-- “The two most important days in your life are the day you are born and the day you find out why.” Mark Twain

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