Reply by mnguy

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Posted on looking for insurance

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290 posts in 3942 days

#1 posted 05-19-2010 05:19 PM

Good points above on possible statutory requirements – find a local agent who writes a lot of business policies and work with them.

That said, if you are a one-man shop and you aren’t doing installs, I think it’s reasonable to consider skipping insurance if it feels too expensive. But, if you have anyone in the shop or you are doing so much as turning a screwdriver in a client’s home or business, you need some liability insurance.

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