Reply by William

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Posted on Paypal blues

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9950 posts in 3107 days

#1 posted 09-11-2010 05:34 PM

Hairy, the ONLY thing I use PayPal for is to buy and sell on Ebay. In my humble opinion, that is about all PayPal is good for. The only thing you need to be wary of with PayPal is to remember they DO NOT send emails out to you EVER. If you get emails wanting you to verify your account for what ever bullcrap reason , it is a scam. PayPal has had real problems with bot sites being set up and stealing people’s logon information and then wiping their accounts out. This is not PayPals doing. It’s outside scammers. I have had nothing but good experiences with them. Like I said though, Ebay is all I use it for.
Now, with all that being said, a good option to do what you wish to do is Green Dot. For all my other interent transactions and local transactions that I don’t want tied to my regular checking account, I use Green Dot. It is a pre-paid Visa card. There is no credit check and you can only spend what you put on the card. If you try to spend over that, the charge will be rejected. It’s easy to get one. I bought mine at WalGreens for about $25. There is a $5.95 charge every month and it costs you $5 every time you load money on it. Every month, I figure how much I need (or want if I’m planning on buying patterns or something else wood related) on the card. I load it on there and do what I need to do. I also (when finances allow) try to keep a little extra on there just in case I stumble across any other “deals” I want to spend money on online. To me though, the advantage of the Green Dot card is the fact that I can only spend what is loaded on the card and not a dime more.


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